Car accidents can happen so quickly that you hardly have time to register the other vehicle before it strikes you. Whether you caused the accident or had someone hit you, you may still wonder if you need to call the police. Some people assume that they can handle everything with the other driver and that getting the police involved will only make the situation more complicated. Calling the police though gives you a report of the incident and lets you prove the other driver was responsible. You should call the police if certain things happened in the accident.
Significant Body Damage
You should always call the police after an accident that caused significant body damage to one or more vehicles. Though many drivers learn that they should only call if the accident caused at least $500 worth of damage, it’s often hard to tell the severity of the damage on your own. Once the police arrive at the scene, finish processing the scene and write up a preliminary report, you can contact an auto repair Palatine IL shop to come out and tow your car back for the necessary repairs.
Do not hesitate to call the police after an accident leaves one or more people injured. Whiplash is a common injury that can happen during an accident. Even if you feel fine right after, you may feel worse later because symptoms can take up to 24 hours to present. Calling 911 lets you request both the police and an ambulance at the same time. Paramedics can look over the injured parties and decide if they any basic care on the spot or if they need to visit a hospital right away. They can keep injured victims safe on the ride to the hospital too.
You should also contact the authorities when there are no witnesses to the incident because you never know what the other driver might do later. That driver may tell the his or her insurance that you were at fault. The insurance companies will need to investigate the claim and determine who was at fault. Even if the insurer finds in your favor, it can take months for this to happen. Police can determine who was at fault at the scene of the accident. Calling the police after an accident can get you the proof that your insurer needs.